Welcome to Gaia! ::


ATTENTION: The Bank is currently closed. No new accounts, withdrawls, or deposits can be made at this time.

Update from Aquafire. To all depositors in this bank, please click on this link to obtain more information.



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Welcome, one and all, to the First Bank of Gaia. We are an organization designed especially for you, the members of Gaia Online! More than just a bank, FBoG is an investment firm that offers interest rates on gold deposited here by you! Everyone gains! As can be assumed, I am the banks mule, FBOG. Please direct all trades and PMs to me! The next few posts will give you some insight into this buisness, and hopefully show you how lucrative opening an account could be for you!

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  • Post One: Introdution & Index
  • Post Two: Important Things To Know
  • Post Three: Rules
  • Post Four: Package Options
  • Post Five: Investment Agreement & Insurance Information
  • Post Six: Opening An Account & Depositing/Withdrawing Gold
  • Post Seven: Current Clients
  • Post Eight: Employees
  • Post Nine: Frequently Asked Questions
  • Post Ten: Black List/White List
  • Post Eleven: Links In
  • Post Twelve: Links Out
  • Post Thirteen: Updates
  • Post Fourteen: Client Testimonials
  • Post Fifteen: Reserved
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What exactly happens here?
1. Members of Gaia, like you, open an account with the bank. Let's say you deposit 20,000g, initially.
2. Our employees take that gold and invest it in hot items, buying and selling things all over the Exchange, in order to make a profit out of your gold.
3. Each month, you are given interest, based on your Interest Package and balance.
4. When you are ready to withdraw your gold, just say so, and your initial deposit, as well as your interest, will be sent back to you.

Who Does This Help?
Everyone! You benifit by gaining interest on gold that normally would just be sitting there. This will be specially helpful to those of you who are questing! By gaining interest on normally stagnant gold, it can help over come the ever-so-obnoxious, dream-shattering, quest-breaking terror known to Gaia as inflation. We benifit because we take a portion of the profits made on your gold, and use it for ourselves.

How Do I Know You Wont Just Take My Money And Run?
The truth is, you don't. A certain degree of trust is needed in order for this to work, but I can guarantee you, you will not be disappointed. If you are unsure of out legitimacy, feel free to observe our thread and actions for as long as you need! Our goal is to create an effective banking system that Gaians can rely on to help them gain gold.

What Risks Am I Taking By Opening An Acount?
To be completely honest, there is some risk associated with opening an account. However small, there is a chance that, for some reason, your gold could be lost or stolen. Luckily, we do have an insurance policy, which you will read about later, in cases such as this. Keep in mind, while this is possible, it is highly unlikely. Our employees have been hand selected to be both efficient and trustworthy. Your gold will be in good hands.
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    General Thread Rules
  • No spamming. Bumping is okay, but don't page flood or stretch or anything.
  • Please try to use as close to proper English as possible. We are not asking you to be perfect, but we need to understand you. This mean no chatspeak or 1337 speak.
  • Don't advertise in the thread. If you want to be added to the link list, send a link and a banner to FBOG. We will not display huge banners, so make sure your banner is fair sized.
  • Do not ever PM any of FBoG's employee's for any reason unless they have specifically said for you to do so.
  • If you even think about begging for gold in this thread, you will automatically be banned. We want to help people get gold, but we don't appreciate begging.


    Bank Account Rules
  • Deposits must be in increments of, or multiples of 10,000g.
  • If you wish to make a withdrawl, a grace period of 72 hours is to be allowed by the client to the bank, so that we may assess your account, and send the trade.
  • You do not have to withdraw all the money in your account at once. If you only want to withdraw part of it, this is allowed, and you will only be given the interest collected on that portion of gold.
  • If you withdraw your gold before 30 days have passed, you will collect no interest.
  • If you deposit gold after 11:59PM EST on the 14th of any month, you will not begin collecting interest on it untill the 1st of the next month.
  • You have the right to keep all transactions private, and we will not publicly display this information if you ask us not to.
  • It is your responsibility to inform the bank if you change your username!


    Employee Rules
  • There is a strict no out-bidding rule! Learn your collegues well so you do not compete with them! Work together if you must!
  • Employees are not allowed to hold accounts unless they are strictly a bumper or advertiser.
  • Bumpers pay will work as follows: 300 bumps/month = 1,000g; 400 bumps/month = 2,000g; 500+ bumps/month = 2,500g.
  • Hired bumpers must number their bumps.
  • Hired bumpers should post their bumps in this thread. Bumps in any other thread will not count!
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We currently have two different package options available, with different interest rates and attributes.


Package One
Interest Rate: 5%/month.
Maximum Initial Depoist: 300,000g
Maximum Principal: 600,000g
Description: At the end of the first month, 5% interest will be deposited into the account. Each following months interest will be based on both deposited gold, and gold made through interest. In other words, you'll be gaining interest on your interest.

Package Two
Interest Rate: 10%/month.
Maximum Prinicpal: 250,000g
Description: Interest is collected only on gold that has been deposited by the client, unlike Package One. So, you gain more interest, but only on the money you deposited.
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By depositing gold into The First Bank of Gaia, you will be asked to post in this thread an form that includes the following agreements:
1. You will be giving the bank full rights to buy and sell items with that money, in order to make a profit off of it.
2. You will have read and agree to all of the rules stated in the "Rules" section of the thread.
3. You will agree to being aware of the risks that could be associated with the bank.
4. You will have read and understand all of the insurance information, which is stated lower in this post.

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The First Bank of Gaia hereby swears to insure all of it's customers accounts up to 100,000g. In the case of robbery, poor investments, or any other catastrophe, all gold up to 100,000g is guaranteed to go back to the customer. If the account balance is more than 100,000g, and the bank suffers a loss, we are not required to refund any gold over 100,000g, although we will try with the best of out ability to repay any lost gold.
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So, you've read through everything else, and you've decided you want to open and account with FBoG. Great! Lucky for you, it's as easy as pie. Here's a step-by-step tutorial telling you exactly how.

1. First of all, make sure you have read everything thoroughly! There are no secret words or hidden text, we just want to make sure you understand everything! Also, make sure to choose a package!
2. Copy the following form, fill it out appropriately, PM it to FBOG, and post it in the thread.* I will NOT confirm the trade if you don't post and PM the form first!
[color=red][size=11][b]New _Your Package Choice Goes Here_ Account Holder[/b]

I, _Your User Name Here_, hereby declare that I have read and accepted all the terms and rules stated within this thread. With that, I would like to make an initial deposit of _Your Deposit Amount Here_ on _Date Goes Here_.

Signed,
_Your User Name Here_[/color][/size]

3. Now, send a trade to FBOG with your desired amount of deposit in it. Remember, the minimum deposit is 10,000g, and all deposits must be in increments or multiples of 10,000g. You MUST send the trade on the same date as you post and PM the form. Please include the page number of your post in the PM.
4. That's it! Just confirm the trade once FBOG has, and sit back as our gold grows steadily by the month!

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Now, you have some gold in the bank, but you'd like to add some more. Here's what you do...

1. Copy the following form, fill it out appropriately, PM it to FBOG, and post it in the thread.* I will NOT confirm the trade if you don't post and PM the form first!
[color=red][size=11][b]Deposit[/b]

I, _Your Username Goes Here_, would like to make a deposit of _Your Deposit Amount Goes Here_ on _Date Goes Here_, into my existing FBoG account.

Signed,
_Your Username Goes Here_[/color][/size]

2. Now, send a trade to FBOG with your desired amount of deposit in it. Remember, the minimum deposit is 10,000g, and all deposits must be in increments or multiples of 10,000g. You MUST send the trade on the same date as you post and PM the form. Please include the page number of your post in the PM.
3. That's it! Just confirm the trade once FBOG has, and sit back as our gold grows steadily by the month!


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Okay, so your gold's been in the bank for a while, you see something you really want to buy, and you've decided to withdraw some gold. Here's how.

1. Copy the following form, fill it out appropriately, PM it to FBOG, and post it in the thread.* Please include the page number you posted on in your PM.
[color=red][size=11][b]Withdraw[/b]

I, _Your Username Goes Here_, would like to withdraw from my account _Your Desired Amount Here_. I understand that I will no longer be obtaining interest on this gold.

Signed,
_Your Username Goes Here_[/color][/size]

2. Deposits and withdrawls have to be in increments of 10k, except when collecting on interest earned. Then it may be withdrawn to the exact amount. (But your remaining balance would have to be a multiple of 10,000g) If you withdraw all the money from your account, you will have 30 days to deposit more gold, or your account will be closed. You will be allowed to re-open it, however, at any time.
3. Allow up to 72 hours for FBoG to process your withdrawl, and send your trade. Your trade will include both the gold you wished to withdraw, and all interest collected on that money.


*If you wish your account, deposit, or withdrawl information to remain private, do not post your information in the thread, and only PM it. Make sure you mention in the PM that you wish for it to be private.
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Package One Account Holders
1. O_0 Beer.: 20,000 initial deposit (Interest Collected: 1,000)(Page 47/Jan 16, 2006)
2. Conina_the_Barbarian: 100,000 initial deposit (Interest Collected: 5,000)(Page 68/Jan 17, 2006)
3. Proof of Purchase: 10,000 ID (Interest Collected: 500)(Page 82/Jan 17, 2006)
4. black_leather_biker_chick: 10,000 ID {IC: 500}{Page 90/Jan 18, 2006)
5. StarDust52: 30,000 ID (IC: 1,500)(Jan 20, 2006)
50,000 Deposit (IC: 2,500)(Feb 03, 2006)
20,000 Deposit (IC: None)(March 27, 2006)
6. Aiden_Flame: 10,000 ID (IC: 500)(Page 123/Jan 21, 2006)
7. Panda_Nitemares: 90,000 ID (IC: 4,500)(Page 123/Jan 21, 2006)
8. Nemifayity: 10,000 ID (ID: 500)(Page 130/Jan 21, 2006)
9. Echo774: 10,000 ID (IC: 500)(Page 138/Jan 22, 2006)
10. Kindred_Embrace: 10,000 (IC: None)(Page 179/Feb 17, 2006)
11. HentaiTentacleDemon: 200,000 (IC: None)(Page 182/Feb 23, 2006)
12. Bean_Dip: 10,000 ID (IC: None)(Page 182/Feb 24, 2006)
13. ~leng.mui~: 10,000 ID (IC: None)(Mar 12, 1006)
14. perfectbutterfly: 10,000 ID (IC: None)(Mar 28, 2006)


Package Two Account Holders
1. Akkhima: 250,000 initial deposit (IC: None)(Jan 15, 2006)
2. Camazotz: 10,000 ID (IC: 1,000)(Jan 17, 2006)
3. A n i m o n i: 10,000 ID (IC: 1,000)(Page 101/Jan 18, 2006)
4. F l u f f y: 10,000 ID (IC: 1,000)(Page 104/Jan 18, 2006)
5. CoinkyDinky: 20,000 ID (IC: 2,000)(Page 117/Jan 19, 2006)
6. Notaneko: 250,000 ID (IC: 25,000)(Page 126/Jan 21, 2006)
7. Aethiana: 10,000 ID (IC: 2,000)(Jan 25, 2006)
10,000 Deposit (Feb 11, 2006)
10,000 Deposit (Feb 15, 2006)
10,000 Deposit (Feb 25, 2006)
10,000 Deposit (Mar 8, 2006)
30,000 Deposit (March 12, 2006)
8. End of Discussion: 20,000 ID (IC: 2,000)(PRIVATE/Jan 20, 2006)
9. ShadyPrincess: 30,000 ID (IC: 3,000)(Page 175/Feb 12, 2006)
30,000 Deposit (IC: None)(Mar 1, 2006)
30,000 Deposit (Mar 15, 2006)
10. InsanexBandit: 10,000 ID (Page 178/Feb 15, 2006)
11. iTtAiZeNtAi: 50,000 ID (IC: 5,000)(Page 176/Feb 12, 2006)
12. Seshio_04: 100,000 ID (Page 178/Feb 17, 2006)
13. mini _chick: 30,000 ID (Page 183/Feb 26, 2006)
14. rambu_mata_hari: 100,000 ID (Page 185/Feb 27, 2006)
15. LeonLionhart_02: 50,000 ID (Mar 8, 2006)
16. Shiyojin Rommyu: 10,000 ID (Page 190/Mar 14, 2006)
50,000 Deposit (Page 190/Mar 14, 2006)
40,000 Deposit (Page 190/Mar 15, 2006)
20,000 Deposit )Page 193/Mar 17, 2006)
17. Haden Savanti: 10,000 ID (Page 192/Mar 16, 2006)
18. Frost_Shooter: 10,000 ID (Page 192/Mar 17, 2006)
10,000 Deposit (Page 194/Mar 20, 2006)
30,000 Deposit (Mar 22, 2006)
19. .Green.Tea.Pocky.: 20,000 Deposit (Page 194/Mar 20, 2006)
10,000 Deposit (Page 197/Mar 25, 2006)
20. Rock Chick54: 20,000 ID (Page 197/Mar 25, 2006)
21. StarDust52: 30,000 (March 27th, 2006)
22. Falcon Samilka: 90,000 (Page 198/March 28, 2006)
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+[Adania]+: Account Manager/Whatever-Else-Needs-To-Be-Done-Er
Vampire The Requiem/Charlie_The_Unicorn: Broker
-Misled Sarah-/[W H O R E]: Broker
uber_ttrg/.Jonathan.Smith.: Broker
Galazios/Foul Alice.: Broker
[.Noir.]/...Exiled__One...: Broker
Dawning Darkness/Lavicious: Broker
Green Joker: Bumper/Advertiser
.Green.Tea.Pocky.: Bumper
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Can we deposit items, or just pure gold?
Just gold. Items would be too risky for the bank, since prices are in constant fluxuation.

When do I get my interest money?
Interest is deposited into accounts on the first of every new month. You will actually tangibly get that interest money when you withdraw the gold it was made on. So, if after one month you want to withdraw 10,000, you would get your 10k, and an additional 500-1,000g based upon your package plan. =3

Can I invest an amount less than 10,000g?
No. All deposits and withdrawls must be in increments and/or multiples of 10,000g.

Will my gold be yused for the employees personal use?
NO! You gold will only be used for investment purposes! This rule will be strictly enforced in our bank.

Is this really the First Bank of Gaia?
Well, no. xD But we liked the name, and it stuck. =3

Can I withdraw money from my account at any time?
You can withdraw your money at any time, but if it before the 15th of the month you will not recieve interest on that month.
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[ L o c k e ]
[ wolk ]

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Akkhima: For donating the mules outfit. ^^
krnchichiri: Donating. <3
GlacialWolf: Former employee, awesome exchanger, and great person. <3
Bo0yah: Another former employee, awesome exchanger, and great person. <3
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[url=http://www.gaiaonline.com/forum/viewtopic.php?page=1&t=11801080#627638164]
[img]http://tinypic.com/kbd5qc.jpg[/img][/url]
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Want us to link you? PM me your SMALL banner. =3

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Jan 15, 2006: Thread is set up and running! <3 We also got our first customer, and started the employee competition. =3 Can't wait to see who wins. ^^
Feb 23, 2006: Okay, so after EVERY exchange whore we have has quit, I went out and found a bunch of great new exchangers. ^^ Yay, new employees. <3<3
Client Testimonials

Hear what out clients have to say about us. =3
Akkhima

As a peruser of the services forum, I highly recommend this bank. I have 250k of my own gold deposited with them. The only thing I think could possibly defer you from depositing would be the wait before your interest would start accruing. Other than that, it is a wonderful service that is well worth it.

InsanexBandit
The First bank of Gaia's staff seems very nice and friendly =D. Your idea was great and I feel safe trusting you with my money. Go FBOG!
=D.

StarDust52
Testimonial for FBOG

At the time that this testimonial is written, I haven't actually gotten any interest... so no! They're not paying me to write this! Whatever you read below comes from my heart.

Stumbling upon this bank a few weeks back, my first impression of it was how organised everything seemed. I especially loved the banners XD - they make this thread look a lot more professional. Plus, I'm a neat freak, so the banners added some extra brownie points. XDD

Soon, under no pressure or obligation, I opened an account, but it did not just end here. Through quiet observation, I have found the people at the thread always helpful and friendly, not just to the users of the bank, but also to any curious passerby's. Here at FBOG, I could always have a friendly conversation, or discuss the damn inflation of the Gaia economy. Most importantly, I felt that my gold are in safe hands, and I look forward to receiving my interest soon XD.

So to top it all off: FBOG is a wonderful service, and you can definitely entrust your gold to this bank. If you, like me, feels suffocated in the exchange, do not fear: FOBG does the exchange whoring... so you don't have to.

Notaneko
The bank is filled with helpful workers that I would trust with my money. Quick and prompt on answering any questions so invest your money and let them work for you! whee
<3<3<3<3<3<3<3<3<3<3<3<3<3


<3<3<3<3<3<3<3<3<3<3<3<3<3

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